Credit Karma Reviews

Credit Karma

4.7 (15)
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Monitor and improve credit scores with confidence.

Overall rating

4.7 /5
(15)
Value for Money
4.7/5
Features
4.7/5
Ease of Use
4.8/5
Customer Support
4.5/5

93%
recommended this app
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15 Reviews

Frank
Frank
Overall rating
  • Industry: Restaurants
  • Company size: 201–500 Employees
  • Used Daily for 2+ years
  • Review Source

Overall rating

  • Value for Money
  • Ease of Use
  • Customer Support
  • Likelihood to recommend 10.0 /10

Financially Life Saver

Reviewed on 25/05/2023

Pros

It helps tremendously to keep up with your credit score, it gives good advises on what step to follow to increase, and also it does keep you up to date by the platform as well as via email (Love the communication)

Cons

At times there is a lag between both TransUnion and Equifax

Jasmine
Overall rating
  • Industry: Consumer Services
  • Company size: 11–50 Employees
  • Used Monthly for 1+ year
  • Review Source

Overall rating

  • Value for Money
  • Ease of Use
  • Customer Support
  • Likelihood to recommend 9.0 /10

Have you used Them?

Reviewed on 24/04/2024

Pros

What i do like the most about Credit Karma is that it tells you when you have tried to run your credit and it gives you pointers on what you could do to increase your credit score.

Cons

i recommend to use on a iphone an not android it just gives better quality and it was 1 thing on the 1phone offered that the android didnt.

Megan
Overall rating
  • Industry: Nonprofit Organization Management
  • Company size: 2–10 Employees
  • Used Weekly for 2+ years
  • Review Source

Overall rating

  • Value for Money
  • Ease of Use
  • Customer Support
  • Likelihood to recommend 5.0 /10

Credit Karma is alright with me.

Reviewed on 22/06/2024

My overall experience has been decent except for a few hiccups here and there.

My overall experience has been decent except for a few hiccups here and there.

Pros

I love the fraud alerts, new items reported to my credit report alerts, and Data breach alerts that they offer.

Cons

The inaccurate information that is given to me about which credit card to apply for.

Rubie
Overall rating
  • Industry: Pharmaceuticals
  • Company size: 5,001–10,000 Employees
  • Used Weekly for 1+ year
  • Review Source

Overall rating

  • Ease of Use
  • Customer Support
  • Likelihood to recommend 10.0 /10

Credit Karma a must have

Reviewed on 24/08/2023

I had my score low and with the application tips in three months my credit score increase...

I had my score low and with the application tips in three months my credit score increase significantly. Monitoring my score is a priority for me since my future plans depends on that and this application facilitares the monitoring process.

Pros

The accessibility to your credit score is the best without affecting the score. In additional the tips they give you to increase your score in a faster way. If you have a low score there is no need contract a company to fix it. The tips will lead you. Another great thing id that you can monitor all the accounts you have open and the balances in only 1 report. The data visualization is excellent!

Cons

At this moment I do not have any concern with the application.

Johnny
Overall rating
  • Industry: Warehousing
  • Company size: 5,001–10,000 Employees
  • Used Daily for 2+ years
  • Review Source

Overall rating

  • Ease of Use
  • Likelihood to recommend 10.0 /10

Easy way to check your credit score

Reviewed on 05/09/2023

Pros

It’s there to assist you with the help you need such as car insurance, loans & etc.

Cons

That it does give the option for experienc

Merribeth
Overall rating
  • Industry: Real Estate
  • Company size: 2–10 Employees
  • Used Weekly for 2+ years
  • Review Source

Overall rating

  • Value for Money
  • Ease of Use
  • Customer Support
  • Likelihood to recommend 10.0 /10

Amazing Way to Keep Your Pulse on Your Credit

Reviewed on 20/01/2023

I enjoy using Credit Karma. It allows me to keep an eye on my credit. I worry about identity theft,...

I enjoy using Credit Karma. It allows me to keep an eye on my credit. I worry about identity theft, this puts my mind at peace. Thank you Credit Karma, for being there for all of us.

Pros

So so easy to use. Also, it has high security, so I know my information is sale. Stays current on my balances. I love that I can see my credit scores without have to take a hit on my credit.

Cons

I don't like the constant barrage of credit card and loan options. I have excellent credit and am well aware of what's available. I understand this is how they make their money, it is annoying. I also don't like that they offer tax preparation. That is too invasive for me.

Michael
Overall rating
  • Industry: Environmental Services
  • Company size: 2–10 Employees
  • Used Weekly for 1+ year
  • Review Source

Overall rating

  • Value for Money
  • Ease of Use
  • Customer Support
  • Likelihood to recommend 10.0 /10

A Powerful Credit Tool

Reviewed on 12/08/2022

When I needed to get a small loan to start my business, I had no idea what my credit score was, or...

When I needed to get a small loan to start my business, I had no idea what my credit score was, or how to check it. A business associate told me to download Credit Karma to use their credit tracking software to get a better idea. Come to find out my credit was not in a good place and it needed work before i could qualify for the loan! Luckily, right away after joining, Credit karma began offering suggestions on how to help raise my score. I closely followed all of the suggestions that were made to me, and very quickly my score started to go up. Within just 3 months I qualified for my loan! That is my personal experience with Credit Karma, so obviously I was extremely happy with the services they offered. From a software standpoint, I was also very impressed. The experience is very user friendly, I was suprised how easy they made every step of each process in the app. They also have software that helps protect your identity and credit, which has provided me with a great sense of security as well. Also, the daily monitoring and knowing what is happening with my credit at all times has given me great peace of mind. Overall, Credit Karma played a huge role in me getting and keeping my business up and running, and for that I will always be grateful. Thanks Credit Karma!

Pros

What I like most are the offers and suggestions Credit Karma brings me cute things like loans and credit improvement.

Cons

I honestly cannot think of an improvement suggestion or dislike. I'm quite sure the folks there have thought of everything!

Cheryl
Overall rating
  • Industry: Law Enforcement
  • Company size: 51–200 Employees
  • Used Monthly for 2+ years
  • Review Source

Overall rating

  • Value for Money
  • Ease of Use
  • Customer Support
  • Likelihood to recommend 10.0 /10

Credit Karma User

Reviewed on 16/11/2022

Pros

it is very quick and accurate . It provides a list of all open accounts and close accounts. It is accurate with sending emails when a change occurs.

Cons

changes in credit happen because of the dumbest things, also it gives too many advertisements or emails about credit cards i can qualify for.

Nicole
Overall rating
  • Industry: Computer Software
  • Company size: 11–50 Employees
  • Used Weekly for 2+ years
  • Review Source

Overall rating

  • Ease of Use
  • Likelihood to recommend 10.0 /10

Great way to track your FICO progress

Reviewed on 01/08/2022

Pros

It is clean and easy to see where you are at. You can get offers to help improve your credit score, and gives tips to help in structuring things to help improve your credit score.

Cons

I think it works fine for a free software application.

Leora
Leora
Overall rating
  • Industry: Research
  • Company size: 11–50 Employees
  • Used Weekly for 6-12 months
  • Review Source

Overall rating

  • Ease of Use
  • Likelihood to recommend 8.0 /10

Nice!

Reviewed on 06/08/2022

Pros

I use this app regularly to check my credit score and to see what credit cards are best for me

Cons

Sometimes the app doesn't load, especially when I'm abroad

Liana
Overall rating
  • Industry: Retail
  • Company size: 11–50 Employees
  • Used Weekly for 2+ years
  • Review Source

Overall rating

  • Ease of Use
  • Likelihood to recommend 10.0 /10

Love getting daily updates

Reviewed on 23/08/2022

Pros

Love that it provides updates daily now and that I can view my accounts at any time.

Cons

Wish that there was a way to list all of my accounts with available balances in one place

Elizabeth
Overall rating
  • Industry: Writing & Editing
  • Company size: Self Employed
  • Used Weekly for 2+ years
  • Review Source

Overall rating

  • Value for Money
  • Ease of Use
  • Customer Support
  • Likelihood to recommend 10.0 /10

Credit Karma

Reviewed on 04/11/2022

Pros

This app is a good guide to follow my accounts. It is very precise.

Cons

For me it works fine. Obviously, I hope it continues to improve.

Ahijah
Overall rating
  • Industry: Logistics & Supply Chain
  • Company size: 51–200 Employees
  • Used Monthly for 2+ years
  • Review Source

Overall rating

  • Ease of Use
  • Likelihood to recommend 9.0 /10

Credit Karma User

Reviewed on 13/11/2022

Pros

It was easy to sign up and add all my credit information, no help necessary.

Cons

The software was great, I wasn't the biggest fan of the constant emails that didn't pertain to my credit.

Jacob
Overall rating
  • Industry: Nonprofit Organization Management
  • Company size: 51–200 Employees
  • Used Monthly for 2+ years
  • Review Source

Overall rating

  • Ease of Use
  • Likelihood to recommend 10.0 /10

Very very helpful

Reviewed on 29/06/2022

Pros

My wife didn't have a credit card because she uses mine and she was able to get a credit score immediately after signing up

Cons

I have to say I don't have any complaints about this product

kayla
Overall rating
  • Industry: Consumer Goods
  • Company size: 11–50 Employees
  • Used Monthly for 2+ years
  • Review Source

Overall rating

  • Ease of Use
  • Likelihood to recommend 9.0 /10

Credit Karma

Reviewed on 09/07/2022

Pros

i love how descriptive this application is

Cons

i wish it had more loan options not so many ads